How Can We Help

Keystart can help bring home ownership dream’s alive by offering affordable, low deposit home loans with no mortgage insurance


Keystart Home Loans (Keystart) is an initiative of the West Australian Government, established in 1989 and wholly owned by the Housing Authority. Keystart is available to all West Australians purchasing an owner occupied property in Western Australia who meet our criteria.

At Keystart we don’t just help first home buyers; we can assist all home buyers, whether it’s your second or subsequent home. All Keystart loans are for owner occupation; however rural business owners and farmers may obtain finance for either their dependants or their employees.

Keystart takes pride in the fact that we assist families from a variety of backgrounds move into a home of their own. Our finance can be used to buy an established home or to fund the purchase of a block of land and construction contract.