Disability Home Loan

Assist people with disabilities or who care for a person with disabilities into home ownership. For first home buyer and subsequent home buyer.

Shared Ownership
Deposit 2% deposit *
Genuine savings 0%
Term of loan 30 years
Maximum property value  
Metro and Country $412,000
Northwest remote
(Kimberley region and north of 26th parallel)
$500,000
Maximum Housing Authority equity share Up to 40% or a maximum of $150,000
Maximum qualifying income  
Singles $60,000
Couples $70,000
Families $80,000
Maximum other debts My existing monthly debt repayments are less than 10% of my gross income
Lenders mortgage insurance Not required
Loan keeping fees $0
Additional repayments Yes
Loan increases To purchase additional Housing Authority shares
Repayment frequency Monthly
Statement frequency 6 Monthly

* Higher of 2% or $2,000 is required.

Keystart Terms and Conditions, fees and charges and normal lending criteria apply. Rates and limits stated are subject to change without notice.