Keystart Country Housing Loan

Farmers

Provide finance for farmers to build, purchase or renovate a home for themselves, their dependants or their staff.

Purpose Build, purchase or renovate
Deposit/Equity (farming property as security) 20%
Deposit/Equity (townsite residential property as security) 10%
Genuine savings 0%
Term of Loan Up to 30 years
Maximum property value No limit
Maximum loan amount $500,000
Maximum qualifying income No limit
Lenders mortgage insurance Not required
Loan keeping fees $0
Additional repayments Yes
Owner builders Acceptable
Land loan N/A
Loan repayments (Principal and interest) Monthly, Quarterly, Half-yearly

Keystart Terms and Conditions, fees and charges and normal lending criteria apply. Rates and limits stated are subject to change without notice.

Rural Small Business Owners

Provide finance for rural small business owners to build or purchase a home for themselves, their dependants or their staff.

Purpose Build or purchase only
Deposit/Equity (farming property as security) 20%
Deposit/Equity (townsite residential property as security) 10%
Genuine savings 0%
Term of Loan Up to 30 years
Maximum property value No limit
Maximum loan amount $500,000
Maximum qualifying income No limit
Lenders mortgage insurance Not required
Loan keeping fees $0
Additional repayments Yes
Owner builders Acceptable
Land loan N/A
Loan repayments (Principal and interest) Monthly

Keystart Terms and Conditions, fees and charges and normal lending criteria apply. Rates and limits stated are subject to change without notice.