Shared Home Loans

Shared Home Loan Do I Qualify ?

Keystart's Shared Ownership Home Loan Scheme is designed to help low to moderate income earners for first and subsequent homebuyers.  Depending on your income and household size, the Housing Authority will co-own with you up to 40% of a property with you, although some conditions apply. Later, when you can afford it, you may be able to purchase all or part of the Housing Authority's share. In all cases, Keystart will strongly encourage you to maximise your ownership of a property purchase in the initial instance should your circumstances allow you to. The Shared Ownership Scheme aims to make the dream of home ownership more attainable, for more Western Australians.

Aboriginal Home Loan

The scheme was established in 1995 and is designed to educate, support and provide an opportunity for Aboriginal and Torres Strait Islanders to help them buy an affordable home for them to live in.
This loan is available to both first home buyers and subsequent home buyers.

View Product Fact Sheet Do I Qualify ?

Disability Home Loan

This scheme helps people with permanent disabilities, or those who care for a dependant with a permanent disability, to buy an affordable home or make modifications to a home.
This loan is available to both first home buyers and subsequent home buyers.

View Product Fact Sheet Do I Qualify ?

SharedStart Home Loan

SharedStart is a shared ownership scheme available for first and subsequent homebuyers with the Housing Authority. Under this scheme properties are only available from the Housing Authority and include newly-built homes and off-the-plan properties in a variety of areas around Western Australia.
Social housing tenants may also have the option to buy established Housing Authority properties.

View Product Fact Sheet Do I Qualify ? Properties for sale

Sole Parent Home Loan

This scheme helps sole parents to retain their home as a result of separation or bereavement. This is only available to current homeowners to refinance their current family home into sole ownership.

View Product Fact Sheet Do I Qualify ?

GoodStart Home Loan

The GoodStart Scheme helps Housing Authority tenants buy a home under a shared ownership arrangement. You can look at buying your current rental property or another property offered to you by the Housing Authority.

View Product Fact Sheet Do I Qualify ?