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Increased income limits opening doors to more people

Keystart has increased the maximum income limits for our Low Deposit Home Loan in support of the State Government’s policy to assist more Western Australians into home ownership.

Increased limits

Keystart increased income limits for our Low Deposit Home Loan have been extended until 30 June 2021.

Now more Western Australians can get started on their home ownership journey.

Read full announcement 

Man and woman talking
RegionCurrent income limitsProperty purchase price cap

Metropolitan area

$105,000 (Singles)

$130,000 (Couples)

$155,000 (Families)

Regional Areas (excluding Kimberley & Pilbara

$125,000 (Singles)

$150,000 (Couples)

$155,000 (Families)


$135,000 (Singles)

$165,000 (Couples)

$170,000 (Families)


$165,000 (Singles)

$195,000 (Couples)

$200,000 (Families)


What next?

Keystart is committed to providing an affordable pathway into home ownership for more Western Australians. With deposits as low as 2% and no lender's mortgage insurance, you might now be able to make your dream of home ownership a reality.

More about Low Deposit Home Loan

Opening Doors: affordable housing options

Opening Doors is a State Government initiative that provides Western Australians with affordable housing options. The Opening Doors website lists lots of high-quality, affordable, move-in ready homes that are located in a variety of suburbs. You may find it useful to see what is available through this option. If you are eligible, Keystart may be able to provide finance for a property listed on Opening Doors.

Visit Opening Doors

Find out more

  • How much can I borrow?

    By giving us a few basic details, we can tell you how much you may be able to borrow.

    How much can you borrow?
  • Thinking of refinancing?

    Read our guide to refinancing. We have tips on comparing lenders and let you know what's involved.

    Read more about refinancing
  • How's your financial wellness?

    Make time for your financial well-being can set you up for success. Keystart customers may be eligible for a financial coaching service.

    Read more