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How much can I borrow?

Want to know how much you can borrow for a home loan? It takes less than two minutes to find out using our borrowing power tool.

  • Results

How it works

Tell us a bit about yourself to find out how much you may be able to borrow. If you need to change any details, just click on that section, edit, then hit recalculate.

Your details

1. About you

    This loan is for

    2. Income

      Please enter at least one type of income.

      Please enter at least one type of income.

      3. Expenses

        Consider all your expenses, for example, food, utility bills, insurance, transport, communications, clothing, education and entertainment. You don't need to include rent.

        Your results

        Add your information on the left to see how much you can borrow.

        Add your information above to see how much you can borrow.

        Try our two new financial wellbeing quizzes

        Get a big-picture look at your wellbeing or find out how your attitudes and beliefs impact your financial behavior.

        What’s next?

        • Ready to apply or want conditional approval?

          You can find out if you qualify.

          Find out if you qualify
        • What are my repayments

          Calculate your repayments and how much you could save if you make extra repayments.

          Repayment calculator
        • Talk to our team information

          Got any questions?

          Get in touch

        Don’t worry, you may have options

        • Are you ready for a home loan?

          Find out what you need to know to get ready for home ownership.

          Preparing for a home loan
        • What to consider in a home loan

          Find out more about the home loan process and whether Keystart is right for you.

          Getting a home loan
        • Talk to us

          If you have a question about our eligibility criteria, you can call us on 1300 578 278, 8am -5pm, Monday-Friday. We're here to help you through your journey.

          Get in touch