We do loans with deposits as low as 2%, and no lender's mortgage insurance.
Find out more about our
Low Deposit Home Loan to get started.
Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
We're passionate about helping you on your home ownership journey.
Keystart is unique in the home loan market. Our loans are designed to help you get into your home faster by lowering the entry costs. Unlike other lenders, Keystart is a transitional lender. This means we encourage you to refinance with another lender, when you are ready to do so.
Getting your own home is an exciting time. It's a big step and will take you on quite a journey.
We have a few eligibility requirements - you can find out if you qualify (we call this pre-qualification) in five minutes.
So, you've made an offer on a property. Exciting times! To move to formal approval you'll need to meet any outstanding pre-approval conditions. Then we'll send you documents to sign.
Keystart's settlement agent will liaise with your settlement agent to organise settlement.
Once settlement has occurred you can move into your new home!
We aim to support you through your home loan journey. The application process is just the beginning. Now you will begin to manage your home loan.
By giving us a few basic details, we can tell you how much you may be able to borrow.How much can I borrow?
You can start your application or just find out if you qualify.Find out if you qualify
Find out more about Keystart's home loans.Compare our loans
A tool that helps you identify the true cost of a loan because it includes both the interest rate and fees and charges relating to a loan, reduced to a single percentage figure. A comparison rate allows you to compare ‘apples with apples’ and make a more informed decision when choosing a home loan. The rate will be a percentage rate per annum based on certain fees and charges together with the compounding frequency as outlined in the Consumer Credit Code (Code).