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Compare our home loans

Need help finding the right home loan for you? Keystart's home loan comparison tool will help you find the right loan to suit your needs. Learn more.

All our home loans have:

  • Low deposits, so you get into your own home sooner
  • No lender's mortgage insurance, saving you thousands
  • No monthly account keeping fees

Calculate repayments for our loans

Based on borrowing: Click for more info

Loan term of: s

Payment frequency

      Looking for a Key Facts Sheet?

      To help you compare different lenders, all Australian lenders are required to provide Key Facts Sheets, which include comparison rates on financial products. Key Facts Sheets become a useful tool to help you identify the true cost of a loan because it includes both the interest rate and fees and charges relating to a loan, reduced to a single percentage figure. A comparison rate allows you to more easily compare loans and make a more informed decision when choosing a home loan.

      To generate a Key Facts Sheet, select a loan product above and enter the loan amount and loan term required.


      Home Renovation Campaign

      Thinking of doing a renovation? Existing Keystart customers may be eligible for our Home Renovation Campaign.

      Find out more



      Let's get started

      • How much can I borrow?

        By giving us a few basic details, we can tell you how much you may be able to borrow.

        How much can I borrow?
      • Ready to apply or want pre-approval?

        You can start your application or just find out if you qualify. 

        Find out if you qualify
      • Compare our home loans

        Find out more about Keystart's home loans.

        Compare our loans

      The home loan process

      Getting your own home is an exciting time. It's a big step and will take you on quite a journey.

      1. Do you qualify?

        We focus on helping you get started on home ownership. We have a few eligibility requirements - you can find out if you qualify (we call this pre-qualification) in five minutes. 

        Get started!


      2. Pre-approval

        Find out how much you can borrow before you start house hunting - so you know how much you can afford before you put in an offer!

        It will take 20-30 minutes to do online, or you can call 1300 578 278 to chat with one of our friendly staff for help.

      3. Formal loan approval

        So, you've made a successful offer on a property. Exciting times! Now you need to meet any outstanding pre-approval conditions, so we can move onto formal approval. 

        Loan and mortgage documents will be sent to you to sign. These will form the contract between you and Keystart.

      4. Settlement

        When you receive your loan and mortgage documents, Keystart's settlement agent will liaise with your settlement agent to organise settlement.

        A date will be set to transfer the property into your name. Once settlement has occurred you can move into your new home! 

      5. Manage your loan

        We aim to support you through your home loan journey. The application process is just the beginning. Now you will begin to manage your home loan.

      Things to know