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Applying for a Keystart loan

To apply for a home loan online, we will need to get some details about you and your financial situation. Follow the guide below to begin the process.

The loan application process

There are two simple steps to starting a loan application.

  1. Step 1: Do you qualify for loan?

    5 minutes

    Step 1: Do you qualify for loan?

    5 minutes

    This is the first step and on completion, we'll let you know if you qualify.

  2. Step 2: Save yourself some time online

    15-20 minutes

    Step 2: Save yourself some time online

    15-20 minutes

    Start prefilling an application online and save time when we call you.

What you need to know

  • We offer home loans with lower entry costs so we can help more Western Australians start their home ownership journey sooner.
  • Our home loans for owner-occupiers only, meaning you plan to live in your home for the duration of your loan with us.
  • Our home loans are not available if you own another home or land at the time of settlement of your Keystart loan.
  • Our home loans are for singles, couples and families who have an income within our maximum income limits.
Looking for an urban lifestyle or apartment living?
Find out more about Urban Connect Home Loan

We have some criteria to meet before you can apply for a loan, so click on the button below to get started. Once complete, you can continue on to Step 2: Save yourself some time online

To proceed, please review and accept our terms and conditions and privacy policy below.

What you'll need to know
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