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Applying for a Keystart loan

To apply for a home loan online, we will need to get some details about you and your financial situation. Follow the guide below to begin the process.

The loan application process

There are two simple steps to starting a loan application.

  1. Step 1: Do you qualify?

    5 minutes

    Step 1: Do you qualify?

    5 minutes

    This is the first step in applying and on completion, we'll let you know if you qualify.

  2. Step 2: Apply for a loan

    20-30 minutes

    Step 2: Apply for a loan

    20-30 minutes

    If you qualify (yay!), you can go on and apply for a loan. We'll need some detailed information from you and you can save your progress at any time.

What you need to know

Have you heard?

We offer home loans with lower entry costs so we can help more Western Australians start their home ownership journey sooner.

  • Our home loans are for owner-occupiers only, meaning you plan to live in your home for the duration of your loan with us.
  • Our home loans are not available if you own another home or land at the time of settlement of your Keystart loan.
  • Our home loans are for singles, couples and families who have an income within our maximum income limits.

Ready to apply?

Now you're ready to start Step 1: Do I qualify?

We have some criteria to meet before you can apply for a loan, so click on the button below to get started. Once complete, you can continue on to Step 2: Apply for a loan.

To proceed, please review and accept our terms and conditions and privacy policy below.

What you'll need to know