Do I qualify for a loan?
The results presented are estimates and are provided for illustrative purposes only. The results are subject to the accuracy of information entered by users. You should seek independent legal and financial advice before considering applying for finance.
The results presented do not constitute a quote. All applications for loans are subject to Keystart's standard credit policies and loan approval criteria, and depend on the particular circumstances and credit attributes of each applicant. Actual loan amounts approved may therefore be different to the results presented.
Loan repayment amounts shown are based on a simplified amortised schedule of repayments model. Actual loan repayments are subject to various internal and external factors including (but not limited to) changes in interest rates, fees and taxes. In particular, the model cannot predict future interest rates and therefore assumes the current variable rate for the remainder of the loan period.
Your deposit will be the higher of 2% or $2,000. Deposit amounts may vary dependent on location and purchase price. See loan product pages for more details.
The tax calculation provided is based upon the Australian Taxation Office official tax rates current at May 2019. The actual tax payable by you will depend upon your personal circumstances.
Please note, if the amount you have entered here is less than our benchmark calculation of reasonable expenses, we will calculate your borrowing amount based on the higher being the benchmark figure.