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Do I qualify for a loan?

Your suitability
Apply for a loan

Your suitability

What is the purpose of this home loan?
Are you applying for this home loan just for you or with someone else?
Is the second applicant your partner?
Are you and any other applicant an Australian Citizen or Permanent Resident?

Do you and any other applicant reside in Western Australia?

Do you and any other applicant currently own/part-own any other home or land?
Have you or any other applicant been bankrupt?

Has it been discharged more than two years ago?

Do you or any other applicant have outstanding defaults or court judgements?
Are you or any other applicant a farmer or rural/regional business owner wanting a loan to assist with the housing requirements of yourselves or an employee?

Please fill out our contact us form and we will contact you within 48 hours.

Do you intend to live in the property for the duration of your Keystart loan?


Your affordability

Still not sure about applying?

  • Read customer stories

    People just like you are enjoying the benefits of taking on a loan and now living in their own home. Read their stories.

    See customer stories
  • Need some help?

    If you would like to chat about an application or have any questions, get in touch on 1300 578 278. We have a dedicated team of home loan specialists to support you.

    Get in touch

Don't worry, you may have options

  • What can I do?

    Find out what options you may have. There may be something you can do to become eligible. 

    I'm not eligible, now what?
  • Before you apply

    Read up on our loan requirements.

    Your requirements for a loan
  • Talk to us

    If you have a question about our eligibility criteria, you can call us on 1300 578 278, 8am -5pm, Monday-Friday. We're here to help you through your journey.

    Get in touch