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You qualified for a loan

Apply for a loan

    • Your details
    • Your living situation
    • Relative info
    • Your employment
    • Second applicant details
    • Income
    • Second Applicant Income
    • Expenses
    • Assets
    • Liabilities

Loan purpose and declarations

Do you seek any particular features or flexibility as part of your loan?
I have previously applied for a loan with Keystart.

I am currently renting from the Housing Authority.

I have an outstanding debt to the Housing Authority.
I have, or care for someone with a permanent disability that affects our housing needs.

I am a sole parent in danger of losing my family home due to a relationship breakdown or bereavement.

I am of Aboriginal or Torres Strait Islander descent.


What happens next?

  1. Your application is reviewed

    We'll go through your application and will follow up on any further information we may need. 

    We'll be in touch with an email to register for the Application Tracker. Be sure to register to ensure your application goes to the next stage. 

  2. Conditional approval

    We'll assess your application and let you know if you have conditional approval. You'll find out your conditional approval amount and any conditions you need to meet.

    Remember you can look at buying an established home or building a new home. Your choice. But wait for condiitonal approval so you know your budget before you make an offer!


  3. Finalise your application

    We'll let you know what you need to do to get full loan approval. Once this is done, your loan is formally approved and you're on your way to home ownership.