Looks like you may be eligible! Here's what you need to do next.

If any of the following situations apply, please provide us with the related documentation.

• Q Do you have any existing loans?
  A

  We need confirmation of your minimum monthly repayment. This can be provided as a screen print from an online banking account or a copy of the relevant pages within the loan contract. Please ensure the document your provide us shows your name and the loan account number.
• Q Do you receive payments from Centrelink?
  A

  Please provide confirmation of any Centrelink payments you currently receive from Services Australia. You can access this by logging into your myGov account or signing Section 1.11 Income confirmation written consent script on your Applicant Consent Form. This gives us permission to make an enquiry about your Centrelink payments.
• Q Do you receive child support?
  A

  We'll need a copy of the registered Child Support Agreement. You also need some documentation to show us that you've received child support payments for a minimum of six months.
• Q Do you pay child support?
  A

  We'll need a copy of the registered Child Support Agreement.
• Q Have you been employed by your current employer for less than six months?
  A

  We need:

  • an Income Statement showing your previous employment; or
  • a letter from your previous employer confirming your employment with them.
• Q Have you received or are you receiving gifted funds to help complete your home loan application with us?
  A

  Please provide a signed letter from the person(s) gifting these funds declaring the amount and date the funds were gifted or will be gifted.
• Q Have you made an offer on a home or land to be purchased in relation to this application?
  A

  Please provide a completed, signed and dated Offer and Acceptance with all annexures on the house or land to be purchased.
• Q Have you received any land rebate or building rebate in relation to this application?
  A

  Please send us a copy of the land or building rebate received.
• Q Are you self-employed?
  A

  Please provide a completed tax return and Australian Taxation Office Notice of Assessment for the previous two full financial years.

  * Hint: to access your previous tax returns, log onto your myGov account, select ATO then select Tax > Lodgments > Income tax > History.

• Q Do you earn commission only?
  A

  You need to provide a completed tax return* and Australian Taxation Office Notice of Assessment for the previous full financial year.

  * Hint: to access your previous tax returns, log onto your myGov account, select ATO then select Tax > Lodgments > Income tax > History.

• Q Are you over 50 years old?
  A

  If you are over 50 you'll need to provide some information about how you would manage your home loan at retirement. We'll discuss your options with you during the application process.