Every Western Australian deserves a place to call home. We're here to make the dream of an affordable home a reality for more people, and our broker community is a key part of bringing that to life. We value the relationships we have with our brokers and understand the important role you play in providing choice and competition in the industry.
As an accredited Keystart broker you can rely on the ongoing support of our dedicated Broker Support Team.
Everything you need to know about working with us, from getting accredited to submitting applications and helping your customers move on from Keystart.
Helpful guides to help your customers find the documents they need for a successful home loan application.
Helpful guides for your customers, covering everything from managing their home loan, financial wellbeing resources and moving on from Keystart.
All the forms and documents your customers need, all in one place. Find and download the right form for every stage of the home loan process.
Explore our range of low deposit home loan products, all with no lender's mortgage insurance, designed to help your customers get into a home sooner.
Select a loan to view property and income details:
Comparison rate
Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Loan repayment amounts
Loan repayment amounts shown are based on a simplified amortised schedule of repayments model. Actual loan repayments are subject to various internal and external factors including (but not limited to) changes in interest rates, fees and taxes. In particular, the model cannot predict future interest rates and therefore assumes the current variable rate for the remainder of the loan period.
Deposit required
Your deposit will be the higher of 2% or $2,000. The deposit required shown here may vary dependent on location and purchase price.
Purpose of the home loan
Not all loan products allow you to build a home.
Borrowing amount
This amount is provided for illustrative purposes only. The amount you may be eligible to borrow will be based on a full application. All applications for loans are subject to Keystart's standard credit policies and loan approval criteria, and depend on the particular circumstances and credit attributes of each applicant. Actual loan amounts approved may therefore be different to the results presented.
Loan increases?
Loan term
Content to be provided
Contact our Broker Support Team or click below to find out how to become accredited with us.
Out default policy is as follows:
Keystart auto-decline rule is an Equifax One Score of less than 420 will decline the application. If you have a customer who has a score above 420 and one customer who is below 420 the application will still be subject to our normal assessment approach.
Customers need to be either an Australian citizen or hold permanent residency visa. The only temporary visas we accept are:
Under the product settings mechanism, Keystart's property price limits will be reviewed periodically against annualised median house prices sourced from REIWA. Income limits will reflect the income required to service the property price limits. these settings are dynamic and will increase or decrease to reflect the conditions.
Current property price limits and income limits can be found here. We do have some leniency with these limits - get in touch if you'd like to see what's possible.
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