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Loans

Keystart offers a variety of home loans, with options for full or shared ownership. All our home loans have lower entry costs, with low deposits, so you get into your own home sooner and no lender's mortgage insurance, potentially saving you thousands.

Our home loans

We offer a variety of home loans, with options for full ownership or shared ownership. We're here to help you decide which type of loan best suits you, depending on the size of your household, your level of income and your existing financial commitments.

You can also compare our home loans here.

Thinking about renovating? You may be eligible for our Home Renovations Campaign.

Low Deposit Home Loan

Our Low Deposit Home Loan has lower entry costs, with deposits as low as 2% and no lender’s mortgage insurance needed.

Shared Ownership Home Loan

Keystart's low deposit, shared ownership home loans lower the entry costs to ownership, with deposits as low as 2%. The Housing Authority co-own a share of the property with you, lowering your loan amount.

Access Home Loan

Our Access Home Loan may be an option if you have a permanent disability, or care for a dependant with a permanent disability, that affects your housing needs.

Aboriginal Home Loan

Support for Aboriginal and Torres Strait Islander people to buy an affordable home of your own.

Rural Home Loan

We offer housing finance options, tailored to meet the needs of farmers and rural and regional business owners.