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News and announcements

Interest rate increase


Keystart,

10 Feb 2026 • 2 mins
women in front of a laptop

In response to the Reserve Bank of Australia’s decision to increase the cash rate, our standard variable interest rate will increase by 0.25% pa, effective on Thursday 19 February. 

We'll be in touch.

You'll receive an update from us soon to let you know your new minimum monthly repayment amount and the date this change will come into place.

We're here to help with free financial coaching.

With recent changes to interest rates, now might be a good time to review your financial goals with our free financial coaching service. Our coaches can help you set clear, achievable goals and plan ahead with confidence for whatever changes may come.

Check our app to see when you're ready to move on with your home loan.

Our Keystart app shows you the estimated value of your property and your loan balance, so you'll know when it's time to refinance and move on to another lender. You can also edit your direct debits; check your transactions; make additional payments easily and securely; and get payment reminders. Head to your app store and search for Keystart.

If you have a fixed shared ownership loan, while you aren't able to refinance to another lender, you'll find the app has loads of useful features. 

All about interest rates

To learn more about interest rates, take a look at Your financial wellbeing guide to interest rates on our website.

Keystart recommends that you seek your own independent financial advice prior to making any decisions about your financial needs. Any examples given in this post are provided for illustrative purposes only.