Skip to main content
News and announcements

Keystart income limits extended and additional funding

Roisin Broderick, Content Specialist, Keystart

03 Dec 2019 • 2 mins

We are pleased to announce we are extending our increased income limits for our Low Deposit Home Loan until 30 June 2020. The extension is in support of the State Government's policy to assist more Western Australians into home ownership. The government has also approved an increase to Keystart's borrowing limit by $437.2 million, boosting our lending capacity to $5.3 billion.

Keystart's temporary changes to income limits for borrowers, which increased by $15,000 for singles and couples and by $20,000 for families, was to end on 31 December but will now be extended to 30 June 2020. The income limits will revert to previous levels on July 1, 2020.

With around three quarters of Keystart loan approvals for the construction of a new dwelling, these changes are also expected to boost activity in housing construction and stimulate the building industry.

Increased limits now extended to 30 June 2020

RegionCurrent income limitsNew income limitsProperty purchase price cap

Metropolitan area

$90,000 (Singles)

$115,000 (Couples)

$135,000 (Families)

$105,000 (Singles)

$130,000 (Couples)

$155,000 (Families)

Regional Areas (excluding Kimberley & Pilbara

$110,000 (Singles)

$135,000 (Couples)

$135,000 (Families)

$125,000 (Singles)

$150,000 (Couples)

$155,000 (Families)


$120,000 (Singles)

$150,000 (Couples)

$150,000 (Families)

$135,000 (Singles)

$165,000 (Couples)

$170,000 (Families)


$150,000 (Singles)

$180,000 (Couples)

$180,000 (Families)

$165,000 (Singles)

$195,000 (Couples)

$200,000 (Families)


View our Low Deposit Home Loan 

How much can I borrow? 

Why Keystart? 


Keystart recommends that you seek your own independent financial advice prior to making any decisions about your financial needs. Any examples given in this post are provided for illustrative purposes only.