Keystart loans compare favourably with those offered by other financial institutions.
| Keystart | Other Lenders | |
|---|---|---|
| Minimum deposit | From 2% | From 5% | 
| Lender's mortgage insurance (LMI) | $0 | $10,450.61 * | 
| Monthly account keeping fees | Nil | $8.00 ** | 
* Results based on Genworth LMI premium calculator. Property value $327,400, loan amount $311,300, loan to value ratio (LVR) 95%, first home buyer, loan term up to 30 years.
** Loan administration charge for Standard Variable P&I Owner Occupied Home Loan from Commonwealth Bank, NAB & Westpac.