Renovate your home to better suit your needs.
We'll go through your financial situation to assess if an extension to your loan is suitable and affordable for you.
To be eligible, the loan-to-value (LVR) ratio on your existing Keystart loan, including any additional funds you borrow for renovations, must not exceed 95% of the current value of your home.
LVR is the amount of your loan as a percentage of your property's value. For example, if your property is worth $400,000 and your loan amount is $320,000, your LVR is 80%.
Keystart recommends that you seek your own independent financial advice prior to making any decisions about your financial needs. Any examples given are provided for illustrative purposes only.
Our Home Renovation Campaign is only available to eligible existing Keystart customers.If you have a Shared Ownership Home Loan, and you are able to purchase the remaining Housing Authority share in your property and borrow additional funds for home renovations, you may also be eligible.