Why we're different
Keystart is a transitional lender, which means we encourage you to refinance your home loan when it suits you. When you have built up enough equity in your home, either because you have paid off some of the loan or your home has increased in value, you may meet the criteria of other lenders and at this point, we encourage you to refinance your loan.
If we are approached with offers for our customers, we will endeavour to inform you by posting the details on this page.
Keystart recommends that you seek independent financial advice before making any decisions about your financial needs.
Was your Keystart loan assigned to Bendigo?
In 2016, a portion of Keystart's loan book was assigned to Bendigo Bank. If your loan was assigned we would have informed you of this at the time. You may wish to contact Bendigo Bank to discuss refinancing options as it may have refinancing offers that may suit you.
Do you have a broker?
If you have a mortgage broker you may wish to contact them when considering refinancing as they may have access to special offers or a broader range of lenders.
When you're ready
If you are ready to move away from Keystart, get in touch and we will let you know what is required.
A guide to get you started
We've prepared a guide to refinancing to answer some of your questions and let you know the next steps.
Available refinancing offers
Offer from Westpac Corporate Partners
Bonus offer on home loan
Westpac's Corporate Partners program gives Keystart customers access to partner offers and discounts, financially focused webinars, and the support of Australia’s oldest bank.
Thinking of refinancing?
Visit the Corporate Partners hub to see all offers and set up an appointment with a dedicated lender.
Credit criteria, T&Cs, exclusions, and fees apply. Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
This content has been contributed by Westpac.
Updated 26 April 2023
Visit Corporate Partners Offers
Offer from NAB
Looking to refinance? We'll explain how it works, available equity, your property's current value and the benefits of choosing NAB for your home loan.
Here are some of the reasons our customers choose NAB:
- Tailored Home Loans with market leading interest rates
- Up to 10 offset accounts available on variable rate tailored home loans
- NAB property insights - market value and rental income estimates
- Access to a range of everyday banking products and insurance
- Bonus Qantas and NAB Rewards Points with Credit Card campaigns
- Convenience - our mobile bankers visit you whenever the time suits you
- Access to over 400 branches across Australia
- We are passionate about customers reaching their goals.
Please reach out to the contacts below via email or mobile to discuss your options:
Jacinta Ferries-Houghton: 0472 842 360, jacinta.ferries-houghton@nab.com.au
This content is contributed by NAB. *Terms, conditions, fees, charges, eligibility, and lending criteria apply (available on request). Offer may vary or ended at any time. Australian Credit Licence 230686.
Updated 04/08/2025
How to move from Keystart
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