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Home loans that aren't for everyone.

We don't lend to people who could just get a home loan from a bank. We only lend to people who have low deposits – to help you get started. So if you don't have a large deposit ready, we could be right for you.

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Make your dream of affordable home ownership a reality. Our low deposit home loans with no lender's mortgage insurance means lower entry costs, so you get into your own home sooner.

What's different about us

Keystart is unique in the home loan market. Our loans are designed to help you get into your home faster by lowering the entry costs. Unlike other lenders, Keystart is a transitional lender. This means we encourage you to refinance with another lender, when you are ready to do so.

  • Low deposit home loan
  • No lender's mortgage insurance
  • Refinance whenever you're ready