About Our Home Loans

Is Keystart right for you?

Keystart aims to make the dream of affordable home ownership a reality for more people. Our low deposit home loans have provided an attainable pathway into home ownership for more than 100,000 Western Australians.  

Our program is designed to help people get in to home ownership earlier by lowering the upfront costs rather than offering the lowest interest rate on the market.

Low deposit

We provide a variety of low deposit home loan options for both first and subsequent homebuyers. Keystart's standard home loan has a 2% deposit requirement*. With a low deposit, you are able to reach your home ownership dream sooner.  

Other Keystart benefits

  • Keystart does not charge lender's mortgage insurance saving you thousands
  • No monthly account keeping fees
  • Support when you need it

Meet our customers

Choose from the options below so we help determine the right product for you or your family.

Looking to buy in the Perth metro area ? Find out more
Looking to buy in the country ? Find out more
Looking for shared ownership ? Find out more
Looking for increased lending ? Find out more
Are you eligible? View our basic criteria Find out more
Get ready with our documentation checklist Find out more
Do I Qualify - Check Online ? Find out more

* The level of deposit required is dependent on the location and purchase price of the property.