Interest rates

Family in a home

Rates for new clients for Keystart loan products

 

Standard variable
interest rate

Comparison rate ^

Keystart Standard Home Loan

 5.16% pa

5.25% pa

SharedStart Home Loan

5.16% pa

5.25% pa

GoodStart Home Loan

5.16% pa

5.21% pa

Aboriginal Home Loan 

5.16% pa

5.23% pa

Disability Home Loan

5.16% pa

5.23% pa

Sole Parent Home Loan

5.16% pa

5.23% pa

Our policy is to adjust Keystart's interest rate in line with the average standard variable rate movements for owner occupied, principle and interest home loans of the four major banks, being the Australia and New Zealand Banking Group (ANZ), National Australia Bank (NAB), Westpac Banking Corporation (Westpac) and the Commonwealth Bank of Australia (CBA).

Keystart is a transitional lender. Our main aim is to get you in to your home, and once you have built up enough equity to meet the lending criteria of traditional lenders, including banks, we encourage you to refinance. When you do refinance, we can then help someone else get started on their home ownership journey. Read more about Transitional Finance on our blog.

View full product comparison table

Standard lending criteria, terms, conditions, fees and charges apply. Terms and Conditions and disclaimer available here

^ WARNING: A comparison rate helps you identify the true cost of a loan. The comparison rate above is based on a home loan of $150,000 for 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Benefits of a Keystart home loan

Keystart’s vision is to make the dream of affordable home ownership a reality for more people. 

We do this by offering

  • home loans with a low deposit

  • no lender’s mortgage insurance and

  • no monthly account keeping fees.

When comparing interest rates from different lenders, it is important to take into account these factors in making a final decision about which lender is right for you.

More about Keystart's home loan products