Perth Metro Home Loans

The Keystart ‘Low Deposit’ home loan is a variable interest rate loan which can be used by owner-occupiers to buy an established home or build a new house. It is available to both first and non-first home buyers and we lend across the State of Western Australia.

Perth Metro Home Loan Do I Qualify?

At Keystart we provide a variety of home loan options for first and subsequent homebuyers in the Perth metropolitan area. If you are wanting to own your own home or perhaps looking to improve your quality of housing, consider the options below. 

The following home loan products are all available in the metropolitan area:

Keystart Standard Home Loan

Under Keystart's Standard Home Loan, a low deposit home loan is available to help Western Australians finance an affordable home where other home loan lenders cannot provide assistance. Keystart's loan is only available for owner occupiers and is available to both first and subsequent home buyers. You can buy or build a home anywhere in Western Australia.

View Product Fact Sheet Do I Qualify ?

Key differences between Standard home loan vs SharedStart

 

SharedStart Home Loan

SharedStart is a shared ownership scheme available for first and subsequent homebuyers with the Housing Authority. The Housing Authority have a range of homes available under the scheme and Keystart provides the SharedStart shared equity home loan to qualified applicants. Available properties include newly-built homes and off-the-plan properties in a variety of areas around Western Australia.

Social housing tenants may also have the option to buy established Housing Authority properties.

View Product Fact Sheet Do I Qualify ? View SharedStart properties for sale

Key differences between Standard home loan vs SharedStart

 

Aboriginal Home Loan

The scheme was established in 1995 and is designed to educate, support and provide an opportunity for Aboriginal and Torres Strait Islanders to help you buy an affordable home to live in.
This loan is available to both first home buyers and subsequent home buyers.

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Disability Home Loan

This scheme helps people with permanent disabilities, or those who care for a dependant with a permanent disability, to buy an affordable home or make modifications to a home.
This loan is available to both first home buyers and subsequent home buyers.

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Sole Parent Home Loan

This scheme helps sole parents to retain your home as a result of separation or bereavement. This is only available to current homeowners to refinance your current family home into sole ownership.

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GoodStart Home Loan

The GoodStart Scheme helps Housing Authority tenants buy a home under a shared ownership arrangement. You can look at buying your current rental property or another property offered to you by the Housing Authority.

View Product Fact Sheet Do I Qualify ?