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Updates to Keystart property price limit to help more Western Australians into home ownership


Mark Tomasz, Chief Executive Officer

20 Aug 2025 • 2 mins

Keystart is pleased to announce we are increasing our property price limits to help make affordable home ownership a reality for more Western Australians. 

This builds on our previous product settings changes in December, and ensures our price limits remain suitable for property market conditions. 

The following changes are applicable for all of Western Australia.

Low Deposit Home Loan

RegionNew property price limitIncome limit
Metro and regional areas $800,000

Singles: $148,000

Couples and families: $218,000

Kimberley and Pilbara$800,000

Singles: $225,000

Couples and families: $285,000

Shared Ownership Home Loan

RegionNew property price limitIncome limit

Metro and regional areas

$660,000

Singles: $123,000

Couples and families: $189,000

These changes deliver parity on price limits across all regions of the State, and ensures more Western Australians have an opportunity to purchase their own home. 

The new property price limits are applicable from today. There is no change to income limits. 

Property price limits will continue to be reviewed regularly against house price data sourced from REIWA. Income limits reflect the income required to service the property price limits.

Read Treasurer Rita Saffioti’s media statement

Keystart recommends that you seek your own independent financial advice prior to making any decisions about your financial needs. Any examples given in this post are provided for illustrative purposes only.

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