Skip to main content
News and announcements

New Keystart product settings to expand more home ownership opportunities across WA


Mark Tomasz, Chief Executive Officer

15 Apr 2026 • 2 mins

The WA Government has today announced changes to Keystart’s product settings to grow home ownership opportunities across WA. 

The following changes are effective from today.  

Low Deposit Home Loan (including Modular Home Loan)

RegionNew property price limitIncome limit
Metro and regional areas $860,000*

Singles: $155,000

Couples/families: $228,000

Kimberley and Pilbara $860,000

Singles: $225,000

Couples/families: $285,000

*aligned to REIWA Perth median house price

Urban Connect Shared Equity Home Loan

Region New property price limitIncome limit
All of WA$800,000* 

Singles: $128,000

Couples/families: $197,000

*aligned to Perth median price for new one- and two-bedroom apartments

Urban Connect Home Loan

RegionNew property price limit Income limit
All of WA$800,000*

Singles: $155,000

Couples/families: $228,000

*aligned to Perth median price for new one- and two-bedroom apartments

Shared Ownership Home Loan

RegionNew property price limit Income limit
All of WA$720,000* 

Singles: $128,000

Couples/families: $197,000

*aligned to REIWA Perth median house price

Keystart Chief Executive Officer Mark Tomasz said the changes would help more Western Australians into a home of their own. 
“By regularly updating our product settings to meet market needs, Keystart is helping to make the dream of an affordable home a reality for more Western Australians. 
“We’ll continue to monitor market conditions and update our settings as required.”

Find out more

Keystart recommends that you seek your own independent financial advice prior to making any decisions about your financial needs. Any examples given in this post are provided for illustrative purposes only.

Article Categories