Owning a home may be closer than you think with our increased income and purchase price limits.
With our new purchase price limits of up to $800,000, a low 2% deposit, and no lender's mortgage insurance, your dream home could now be within reach.
Income limits for our Low Deposit Home Loan, Shared Ownership Home Loan, and Urban Connect Shared Equity Home Loan have increased, helping you get into a home of your own sooner.
Find out if you qualify| Region | New property price limit | New income limit |
| Metro and regional areas | $800,000 | Singles: $148,000 Couples and families: $218,000 |
| Kimberley and Pilbara | $800,000 | Singles: $225,000 Couples and families: $285,000 |
| Region | New property price limit | New income limit |
Metro areas, regional areas, Kimberley and Pilbara | $660,000 | Singles: $123,000 Couples and families: $189,000 |
| Region | New property price limit | New income limit |
| Metro areas, regional areas, Kimberley and Pilbara | $730,000 | Singles: $123,000 Couples and families: $189,000 |
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With Keystart's Low Deposit Home Loan, you either can purchase an established property or build a new home. You can buy an apartment, a townhouse, a stand-alone home or a unit - the choice is yours!
Yes you can. Subsequent home buyers are eligible to apply as long as you don't currently own or part own any other home or land.
Some of the other upfront costs you may incur when buying a home include application fees, legal or conveyancing fees, transfer fees, government stamp duty, inspection fees (building or termite), settlement agent fees, building insurance and water or shire rates.
You may also need to consider your moving costs if you need to hire a truck or removalists. If you're a first home buyer and you're thinking of building a new home, you may be eligible for the first home owner grant.
Yes, anywhere within Western Australia. Once you have conditional approval you will be able to start looking for your new home. You can use the finance to buy an established home or to build. Remember to take into consideration the distance to your work and other facilities you want nearby.
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