Skip to main content

Move on from the rentals. And the parentals.

Time to be your own landlord. Get into your own place sooner with our new property price limits and increased income limits.

With rising interest rates, a strong local property market and increased cost of living, we know the deposit barrier to home ownership has been even higher in recent times. Our home loans lower this barrier with deposits as low as 2% and no lender's mortgage insurance. 

Our newly increased property price limits and income limits will enable more Western Australians to access our low deposit home loans.

Find out how much you can borrow to get started on your home ownership journey.

Here are our new property price limits and income limits.

 Previous property price limitNew property price limitPrevious income limitNew income limit
Low Deposit Home Loan$560,000$650,000*

Singles: $105,000

Couples and families: $155,000

Singles: $137,000*

Couples and families: $206,000*

Shared Ownership Home Loan$412,000**$535,000*

Singles: $70,000

Couples and families: $90,000

Singles: $113,000*

Couples and families: $174,000*

Figures based on REIWA date as at 31 May 2024.
*
The new limits apply throughout the State, excluding Kimberley and Pilbara regions.
** This property price limit does not include SharedStart loans.

Play Video PLAY VIDEO

Who is Keystart?