Take a moment to check everything is up to date with your Keystart home loan.
We've prepared a quick checklist for you to make sure your house is in order and all your Keystart requirements are complete. If you have any questions about how your loan works or about Keystart, we're here to help.
The new Keystart app allows you to check in on your home's estimated value and your loan balance. The app helps you see when you may be able to refinance - and move on to another lender who may offer lower interest rates and other benefits. It's a breakup for the best, we promise. When the time comes, your home loan journey will continue without us.
You can also:
Home ownership is a journey and like any journey - there can be unexpected ups and downs along the way. Checking in on your financial wellbeing regularly can provide incredible insight into how you feel about money and can set you up for success.
Get a big-picture look at your wellbeing or find out how your attitudes and beliefs impact your financial behavior.
Have any of your personal details changed? Do you have a new mobile number or email address? It's important to keep your contact details up to date. You can update these yourself in the app or get in touch, so we can stay in touch!
We're sure you understand the importance of home insurance to protect if something happens to your home. If you have a home loan with Keystart, it is a requirement that your property must be adequately covered with building insurance. Be sure to always keep your building insurance up to date.
Making payments fortnightly or even weekly can help pay off your loan faster. You can change your payment frequency in the app.
You might also want to consider if you can pay any more than the minimum payment on your loan. If you head to Make an additional payment in the app to see the impact of a payment before you commit to it. You might be surprised at what difference you can make to the life of your loan by paying an additional repayment amount each payment. Check the app or try our repayment calculator.
If you have a shared ownership home loan, you may want to consider increasing your share of the home loan, when you are in a position to do so. If you'd like to increase your share, get in touch.
Has your employment or relationship changed in a way that would impact your ability to make your loan repayments? Contact us early to discuss your situation and we can provide options.
Find out how much your home loan repayments could be and how much you could save if you make extra repayments.Repayment calculator
Access resources and help to get the most out of your home loan.Get help
Learn how to better manage the impact of home loan repayments with our helpful budgeting guide and tools.