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Variable rate
The interest rate on a variable rate home loan can change at any time, either up or down. The rate can be influenced by changes in the Reserve Bank of Australia's official cash rate, or the lenders own costs. Market circumstances and competition between lenders can also lead to interest rate changes, which can affect the interest rate of your loan. The interest rates
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Why Keystart?
Loans
Compare our home loans
Low Deposit Home Loan
Shared Ownership Home Loan
Access Home Loan
Aboriginal Home Loan
Rural Home Loan
Home Renovation
How it works
Before you apply
The home loan process
How we calculate our interest rates
Roles and responsibilities
Tools
Our Tools
Compare our home loans
Which loan is right for me?
Calculators
How much can I borrow?
Repayment calculator
Guides and tips
Guides
Build or buy an existing home
Refinancing your home loan
All about shared ownership
Kit for homeowners
What is a construction payment?
Styling your home on a budget
Budgeting tools
What is lender's mortgage insurance
A guide to settlement
I'm not eligible, now what?
Keystart's guide to the first home buyer benefits
Home renovation guide
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